Personal Rates
We post our rates as a
convenience to you in making financial
decisions. Rates are subject to
change. Please use our online
calculators to help you weigh your options and
contact us
with questions or for assistance.
|Certificates
of Deposit | Individual
Retirement Accounts| Checking
| Money Markets | Mortgage
Loans |
| Certificates
of Deposit |
|
Interest
Rate |
Annual Percentage Yield |
Minimum
Balance to Open Account |
Compounding
& Credited |
| Six
Month $1,000
to $9,999.99
$10,000 to $49,999.99
$50,000 and over |
2.55%
2.70%
2.85% |
2.57%
2.72%
2.87% |
$1,000.00
$25,000.00
$50,000.00 |
Semi-annually
Semi-annually
Semi-annually |
|
One Year $1,000
to $9,999.99
$10,000 to $49,999.99
$50,000 and over |
2.70%
2.85%
3.00% |
2.72%
2.87%
3.02% |
$1,000.00
$10,000.00
$50,000.00 |
Semi-annually
Semi-annually
Semi-annually |
|
Two Year $1,000
to $9,999.99
$10,000 to $49,999.99
$50,000 and over |
2.80%
2.95%
3.10% |
2.82%
2.97%
3.12% |
$1,000.00
$10,000.00
$50,000.00 |
Semi-annually
Semi-annually
Semi-annually |
|
Three Year $1,000
to $9,999.99
$10,000 to $49,999.99
$50,000 and over |
2.90%
3.05%
3.20% |
2.92%
3.07%
3.23% |
$1,000.00
$10,000.00
$50,000.00 |
Semi-annually
Semi-annually
Semi-annually |
|
Four Year $1,000
to $9,999.99
$10,000 to $49,999.99
$50,000 and over |
3.00%
3.15%
3.30% |
3.02%
3.18%
3.33% |
$1,000.00
$10,000.00
$50,000.00 |
Semi-annually
Semi-annually
Semi-annually |
|
Five Year $1,000
to $9,999.99
$10,000 to $49,999.99
$50,000 and over |
3.05%
3.20%
3.35% |
3.07%
3.23%
3.38% |
$1,000.00
$10,000.00
$50,000.00 |
Semi-annually
Semi-annually
Semi-annually |
|
| IRA
Certificate of Deposit |
| One
Year |
2.85% |
2.87% |
$1,000.00 |
Semi-annually |
| Two
Year |
2.95% |
2.97% |
$1,000.00 |
Semi-annually |
| Three
Year |
3.05% |
3.07% |
$1,000.00 |
Semi-annually |
| Four
Year |
3.15% |
3.18% |
$1,000.00 |
Semi-annually |
| Five
Year |
3.20% |
3.23% |
$1,000.00 |
Semi-annually |
|
| Deposit
Account |
|
Preferred
Checking |
0.15% |
0.15% |
The interest rate and APY on
these accounts may change. We may change
the rate at any time and the new rate will be
at our discretion. Interest is
compounded and credited to the account
monthly. |
HSA Checking
< $10,000.00
> $10,001.00
|
1.25%2.25%
|
1.25%
2.26%
|
Preferred Plus Checking
< $10,000.00
$10,000.-$49,999.99
>$50,000.00 |
1.00%
1.00%
1.00%
|
1.00%
1.00%
1.00%
|
Money Market
<$10,000.00
$10,000.-$49,999.99
>$50,000.00 |
1.00%
1.50%
2.00% |
1.00%
1.52%
2.01% |
| Statement
Savings |
0.25% |
0.25% |
| Smart
Choice |
1.50% |
1.50% |
|
|
Residential Mortgage Rates as of 5/13/2008 as
of 8:30 a.m. |
| Secondary
Market |
Rate |
APR |
The APR's (Annual Percentage
Rate) are based on a $100,000 loan with at
least 20% equity. Included in the APR is
a $200 underwriting fee and a $175 processing
fee. |
| 10
Year Fixed Rate |
5.500% |
5.582% |
| 15
Year Fixed Rate |
5.625% |
5.683% |
| 20
Year Fixed Rate |
6.000% |
6.047% |
| 30
Year Fixed Rate |
6.125% |
6.161% |
|
**Rates
change daily so please call to verify current
rate.** |
|
| In-House
Balloon Loans |
| |
Rate |
APR |
The APR's (Annual Percentage
Rate) are based on a $75,000 loan with at
least 20% equity. |
| 3
year FNB Balloon |
6.250% |
6.252% |
| 5
year FNB Balloon |
6.375% |
6.380% |
| 7
year FNB Balloon |
6.950% |
6.955% |
|
 |
|
