SAVINGS
Money Market
Investment Account
Your
Money Market Investment dollars are readily
available to you when you are ready to use them.
Minimum
balance to open the account is $2,500.00.
Earn a consistently high yield equal to the 90
day U.S. Treasury Bill as determined by the
average of the last four auctions of the
previous month. The indexed rate is tiered
for daily balances as follows:
 | $9,999.99 and under |
| $10,000.00 to $49,999.99 |
| $50,000.00 and over |
Click
here to
see current interest rates.
Click
here for financial
calculators.
The interest rate will change on
the first business day of every month and will be
credited to the account monthly.
| $10.00 maintenance fee if the
balance falls below $2,500.00 |
| You can write a check (limit
of 3 per statement by federal regulation or
perform unlimited in-person withdrawals) |
Statement Savings
This account offers a low
$25.00 minimum opening deposit and NO SERVICE
FEE if the account maintains $100.00 minimum
daily balance.
There is a limit of 6 withdrawals per month.
A service charge of $.25 per
withdrawal after 6 per month will be assessed. The fee is
$3.00 per month on accounts not maintaining
the $100 daily minimum balance. The
account is accessible through PULSE.
Click
here to see
current interest rate.
Click
here for financial
calculators.
Features & Benefits
| Interest paid monthly |
| Semi-annual statements with
monthly statements available when combined
with a checking account |
| ATM Card with Bank approval
(applicable card fees apply) |
Cosmic Kids Savings
A savings account designed for
kids 10 and under. Cosmic Kids are encouraged to
deposit their money and watch it grow in an
account DESIGNED JUST FOR THEM!! Interest is
calculated at the rate being paid on First
National Statement Savings account. There
is a limit of 6 withdrawals per month.
A service charge of $.25 per
withdrawal after 6 per month will be assessed.
Click
here to see
current interest rate.
Features & Benefits
| Open with only $10. |
| No minimum balance |
| Birthday cards |
| Semi-annual statements |
| Annual deposit of $60 earns
bonus/gift |
| Custodial format - Only
allows parents or custodian to withdraw
funds |
Student Connection Savings
A savings account designed for
students age 11 through college. Parental
consent is required to open accounts for persons
under the age of 18.
Click
here to see
current interest rate.
Withdrawal Specifications for
Minors
1) Parent must accompany
account holder to the bank and witness
withdrawal transactions OR 2) Parent may sign a
parental disclaimer form which will allow
account holder to withdraw funds at their
discretion
Features & Benefits
| Open with only $10.00 |
| No monthly maintenance fee |
| Interest credited to the
account each month |
| Semi-annual statement |
| ATM card with Bank approval
(applicable card fees apply) |
| 6 withdrawals allowed each
month at no charge. After 6, the fee is
$0.25 per withdrawal |
Smart Choice Savings
Like a Christmas Club, only
better! Now you can save for that summer family
vacation and receive your check in April, be
ready for back-to-school shopping with a check
in June, get a head start on Christmas Shopping
by receiving your check in October or be
prepared for tax time with a check in December.
Click
here to see
current interest rate.
Click here for
financial calculators. Features & Benefits
| Automatic Funds Transfer
from another account or make your own deposits |
| Check at maturity |
| Automatically renewable |
| Choice of maturity |
| Invest as little as $5.00
per week |
| Notification by mail |
| Early withdrawal penalty |
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